Chasing the American dream of owning a home? Whether looking for a new home, an investment property, or land on which to build a house, Sumners Real Estate will guide the process with as little hassle as possible.

Buyer-clients of Sumners Real Estate will be represented in a transaction in one of two ways, Single Buyer Agency or Consensual Dual Agency.

• Single Buyer Agency: The Broker/Agent assists and represents the Buyer in the process of purchasing a property when it is listed with a different real estate company. The Broker/Agent represents the Buyer as a Client in this case. In a Single Buyer Agency, the Broker/Agent does not represent the Owner in the transaction.
• Consensual Dual Agency: The Broker/Agent represents both the Buyer and the Seller in the same transaction. We must have written consent from both parties to act as a consensual dual agent. Representing more than one party in a transaction can create a conflict of interest since both Clients may rely on the Broker/Agent's advice. Buyer and Seller are required to consent to dual agency. Undisclosed dual agency is illegal.

Financing:
The decision is made to purchase a house. Excellent. What is the first step? Financing. Most buyers of residential property do not have the cash to buy a house. A lender can be used to calculate income, expenses, assets, and liabilities and find an affortable price range. Contact Sumners Real Estate for a list of mortgagees and mortgage brokers.

For assistance in the Clarion area, contact Gina Cleveland, REALTOR®, or Bonnie Young, Broker/REALTOR®, at 515-532-6653 or 1-800-778-9310.

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